VOLUNTARY BENEFITS
Accident Insurance
Critical Illness Insurance
If you have an accident, will it hurt your bank account too? Accident insurance can give you something to fall back on. Every 10 minutes, over 700 Americans suffer an injury severe enough to seek medical help. About two-thirds of disabling injuries suffered by American workers are not work- related, and therefore not covered by workers’ compensation. This coverage provides a lump sum benefit based on the type of injury (or covered incident) you sustain or the type of treatment you need.
Could your bank account survive a serious illness? Get protected with group critical illness insurance from Principal The odds of developing cancer during a lifetime are one in two for men and one in three for women. Every 34 seconds someone in America will have a coronary event. Critical illness insurance can pay a lump sum benefit at the diagnosis of a critical illness. You can choose to purchase a minimum of $5,000 up to $50,000 of coverage – and you can use the money any way you see fit.
Sample Covered Conditions
Example of covered injuries include: • broken bones
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▪ Coronary artery bypass surgery ▪ End-stage renal (kidney) failure
Heart attack
• eye injuries
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Major organ failure Benign brain tumor
• burns
• ruptured discs
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▪ Parkinson’s disease
• torn ligaments
• concussion
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▪ Stroke Cancer conditions
Blindness
• coma due to a covered injury
• cuts repaired by
stitches
Cancer
Invasive cancer pays 100% of lump sum benefit
Some covered expenses include: • emergency room treatment
Please see policy definitions for complete details about these covered conditions.
• occupational therapy
• outpatient surgery facility
• speech therapy • chiropractic visit • physical therapy
Three reasons to buy this coverage at work 1. You get affordable rates when you buy this coverage through your employer, and the premiums are conveniently deducted from your paycheck. 2. Coverage is portable. You may take the coverage with you if you leave the company or retire without having to answer new health questions. Aflac will bill you directly. 3. Coverage becomes effective on the first day of the month in which payroll deductions begin.
• doctor office visit • hospitalization
How to apply Please see Ease for more details and enrollment information
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